{"id":91459,"topic":"ai","source":"东方财富","title":"全国首单AI产品应用保险落地 - 东方财富","url":"https://finance.eastmoney.com/a/202609283884584663.html","url_hash":"6c8d120bf8a1098830b8c3f2064e3018c52d8c0a","author":"","summary":"<a href=\"https://news.google.com/rss/articles/CBMiZkFVX3lxTE1tX2xmZ19uRTFxdW9JcmdodHhta0FIdU1zZlBqVFpuNUNwUXdJNnNGMjhHSEdxM09Wd0xEQkQyMGQ0MDhWU01xcmpwWVNuc0hCaTFGNEgwSDJyN1I3dHpYQjA1WkJEQQ?oc=5\" target=\"_blank\">全国首单AI产品应用保险落地</a>&nbsp;&nbsp;<font color=\"#6f6f6f\">东方财富</font>","content":"【大河财立方消息】日前，在第五届全球数字贸易博览会现场，人保财险正式发布“AI科保”人工智能\nAI产品实际运行中，算法幻觉、逻辑输出错误、模型漂移、算法偏见等问题难以完全规避。一旦AI产品性能达不到服务合同约定标准，企业就要承担产品调整、修复、更换，甚至退还服务费用等额外成本，这笔不确定性支出，成为不少AI创新企业拓展市场的后顾之忧。\n直面AI产业的新兴风险，人保财险推出“AI科保”人工智能产品应用保险，回应产业现实痛点。该产品聚焦AI大模型、开发平台、AI应用主要承保因AI产品性能不达标，带来的调整、修复、更换、服务费退还等经济损失，同时将事故后的检测鉴定、交通运维等相关衍生费用纳入保障范围，给AI企业实打实的风险兜底。\n活动现场，人保财险与杭州高新杭州高新科创集团旗下数据基建建设运营的核心企业，高新数联打造的“模小价”智能体，深耕农产品\n（文章来源：大河财立方）","image_url":null,"lang":"zh","published_at":"2026-09-28T00:46:18+00:00","fetched_at":"2026-09-28T01:15:07+00:00","status":"read","starred":0,"extract_state":"ok","summary_auto":"【大河财立方消息】日前，在第五届全球数字贸易博览会现场，人保财险正式发布“AI科保”人工智能\nAI产品实际运行中，算法幻觉、逻辑输出错误、模型漂移、算法偏见等问题难以完全规避。一旦AI产品性能达不到服务合同约定标准，企业就要承担产品调整、修复、更换，甚至退还服务费用等额外成本，这笔不确定性支出，成为不少AI创新企业拓展市场的后顾之忧。\n直面AI产业的新兴风险，人保财险推出“AI科保”人工智能产品应用保险，回应产业现实痛点。该产品聚焦AI…","cluster_id":null,"extract_retries":0,"extract_error":null,"contract_version":"news_item.v1","format_contract_version":"news_item_formats.v1","dedup_url":"https://finance.eastmoney.com/a/202609283884584663.html","quality_profile":{"profile_version":"extraction_quality.v2","bucket":"high","confidence":0.9,"failure_kind":"none","retryable":false,"retry_after_attempts":0,"reason":"High confidence: full text extraction produced 388 characters.","operator_guidance":{"severity":"ok","recommended_action":"trust_full_text","next_step":"Use the extracted full text as the primary article source.","operator_label":"Ready","can_retry":false,"can_use_summary":false,"diagnostics_required":false},"content_depth":{"contract_version":"content_depth.v1","category":"full_text","label":"Full text","has_full_text":true,"has_summary":true,"content_length":388,"summary_length":221,"usable_text_length":388,"source_field":"content"},"legacy_collapsed":false,"signals":{"extract_state":"ok","extract_error":null,"extract_retries":0,"content_length":388,"summary_length":221}},"news_item":{"id":91459,"canonical_url":"https://finance.eastmoney.com/a/202609283884584663.html","source_url":"https://finance.eastmoney.com/a/202609283884584663.html","title":"全国首单AI产品应用保险落地 - 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